帮帮，忙
文字
A major function of any banking system is of course the transfer of money from one country to another. Sometimes the transfer requested by a customer is in favour of a beneficiary who. banks with the same bank, in which case the procedure is simple: one customer is debited and the other credited. Sometimes there has to be a transfer of money to another bank, as the beneficiary has his account elsewhere. Internally, within the UK, the methods of transfer usually used are cheque or credit transfer, with inter- bank settlement effected through the clearing houses. The vast majority of all international payments are also made through the banking system, although the settlement as a rule is not made across a clearing house. Instead, if a UK bank, for example, wanted a bank abroad to pay money to a beneficiary, on is customer’s behalf, the UK bank wound bank to credit the account of the foreign bank in London or give instructions may be conveyed by mail or cabled payment orders between the banks, or by means of banker’s drafts of international payment orders.
Apart from notes, and to a lesser extent coin, used to satisfy travel requirements, no large sums of money in the form of cash are normally moved physically across frontiers. Although there is nothing to prevent anyone carrying have exchange control regulations to prevent this, In any event, it is not a particularly safe or sensible thing to do. What does move from one country to another is an instruction from one bank to “pass entries”(credit one account and debit another) sent to a correspondent bank abroad so as to effect the payment.
